Authoritative answer

Exact answer

Mortgage came through Anglo-French mortgage, literally a dead pledge: mort, dead, plus gage, pledge.

Scope: Recorded English etymology and sense history; reviewed July 31, 2026.

Important boundary: The phrase describes the legal pledge, not a prediction that the borrower will die.

Evidence

Quick answer

Mortgage comes through Old French as a dead pledge. Learn the word origin, meaning history, and why the modern finance term sounds so dark.

Source-first Reviewed Sep 2026

Origin story

From mort gage, literally dead pledge: the pledge died when the debt was paid or the property was taken.

Why it sticks

A cheerful modern word with a very medieval little shadow.