Origin story
From mort gage, literally dead pledge: the pledge died when the debt was paid or the property was taken.
Why it sticks
A cheerful modern word with a very medieval little shadow.
Money
Mortgage comes from Old French mort gage, often explained as a dead pledge: the pledge ended when the debt was paid or the property was taken.
From mort gage, literally dead pledge: the pledge died when the debt was paid or the property was taken.
A cheerful modern word with a very medieval little shadow.
Mortgage comes through Old French as a dead pledge. Learn the word origin, meaning history, and why the modern finance term sounds so dark.
Use this page as a public web reference, not an official agency record. The linked official source remains the final authority.
Word Origin Atlas. "Mortgage Word Origin: Why It Means Dead Pledge | Word Origin Atlas". https://www.wordoriginatlas.com/words/mortgage/. Reviewed Jul 2026.
Source and citation notes